The life annuity

The life annuity is an investment to build a real estate asset under very attractive financial and fiscal conditions and with reduced costs. For more information, contact the real estate experts and discover apartment rentals cannes festival. It is also an investment considered by the public authorities as having a strong social and societal stake. The particularity of this acquisition is that the investor becomes the owner of the property, upon signature at the notary’s office, having a cash portion, called BOUQUET, and a LIFE RENUE to the seller. The investment in an occupied life annuity, which represents the vast majority of transactions, is similar to a real estate investment without taxes, very secure and offering a high profitability since the annuitant becomes, in a way, the “tenant” of the next few years .

Life annuities: a profitable solution for financing the purchase of a home

To acquire a property (house or apartment), the life annuity can be an excellent solution. Often better suited than a traditional bank loan, it is a very profitable option for financing the purchase of a home. Find all the advertisements sale and purchase real estate directly on the site of a professional. It is a real alternative to investment levers such as life insurance or rental real estate, with a higher financial profitability. The sale for life corresponds to the transfer of ownership from the seller (annuitant) of a property to the property. Investor (debirentier) who wants to acquire this property in the long term. The investor has to pay the seller a “bouquet” and a life annuity until the latter’s death. In return, the investor acquires the property in its entirety when the seller dies. The “bouquet” is the payment of the initial capital at the time of signing the sales contract. The payment of the bouquet is not mandatory. This sale is first of all a response to a growing demand on the real estate market which is difficult to access. Indeed, for the investor, the sale in life annuity can prove to be an interesting way to become an owner with the hope of obtaining a good deal. It also meets the needs of many elderly people whose pensions are not enough. more to have a minimum of comfort in life.

Why choose life annuity sales?

Life annuity sales are an opportunity for seniors who have no heirs or who do not want to leave a real estate legacy. It allows them to sell their homes to earn an income for the rest of their lives. Whether the property is occupied or rented, the contract always specifies the terms. The buyer can become the owner with an installment payment, when there is no financial contribution. This type of purchase serves as a long-term investment.